CIO Update | Demographics

A quiet but powerful force is reshaping the financial markets — demographics. As the U.S. hits “Peak 65,” with over 12,000 Americans turning sixty-five every day, trillions are shifting from growth-focused investing to income and preservation. This massive reallocation is transforming asset values, investor behavior, spending patterns, and even policy decisions. In this video, we break down how the largest retirement wave in history could redefine the future of finance — making markets older, steadier, and more focused on what truly lasts.

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CIO Update | Bonds

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Embedded Capital Gains